No, with valid email address and internet connection on computer, smart phone, tablet can process the payment.

• 0% for 1 swipe full payment  for local bank credit card
• 1.5% for foreign bank credit card without local branch(s) in Malaysia.
• 1.5% for 6 months payment plan.
• 2.5% for 12 months payment plan.

• 1 Swipe: All local banks credit cards
• 6 & 12 months exclusive for CIMB Bank credit card via merchant.
• 6 & 12 months exclusive for Maybank Bank credit card via Lazada.